Rep. Marcus Riccelli (D-Spokane) has introduced legislation that would take the first-step towards implementing the Federal Basic Health Option in Washington, with the ultimate goal of providing low-cost health insurance for thousands. While the state made significant strides when it expanded Medicaid last year, there are still many cases where coverage is out-of-reach.
“Too many Washingtonians still go without the security and protection of health care coverage,” said Riccelli, Vice Chair of the House Health Care and Wellness Committee. “It doesn’t have to be this way. We can get folks meaningful coverage they can afford and ensure that those who have it can keep it – even when circumstances change. Implementing the Federal Basic Health Option is a powerful step towards a stronger and healthier Washington.”
Riccelli’s bill directs the Health Care Authority to craft a proposal for administration and oversight of the Federal Basic Health Option (FBHO) in Washington state, which is a prerequisite for implementation.
U.S. Senator Maria Cantwell (D-WA) included a provision under the Affordable Care Act to allow states the opportunity to opt-in to the FBHO. It would create a middle-ground option for families making up to 200 percent of the federal poverty level, or $47,000 annually for a family of four.
“The Basic Health Plan has been a winner in Washington State for more than 20 years, giving working families access to cheaper health care than they could get in the marketplace,” said Sen. Cantwell. “It’s important that the State Legislature pass Rep. Riccelli’s legislation and keep giving individuals and families access to affordable health care.”
Opting in to the Federal Basic Health Option would prevent Washingtonians from falling into the “bronze trap” that occurs when low-wage workers are blindsided by out-of-pocket costs that discourage them from seeking care.
It would also provide an affordable health care option for lawfully-present immigrants, as well as provide a much-needed safety net for the self-employed whose incomes can fluctuate greatly.
By leveraging federal dollars already on their way to our state, the state can create a more cost-effective product to cover families that are not getting the care they need.
The bill was heard in the House Health Care and Wellness Committee on Monday, and is scheduled for executive session this week.